Note
Fidelity
https://www.fidelity.com.hk/en/
Site officiel
Indice de notation
Influence
Influence
B
Indice d'influence NO.1
Contact
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1G
40G
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Source de recherches
Langue de diffusion
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Diffusion de matériaux
Site web
fidelity.jp
18.164.154.14fidelity.com.hk
192.223.128.232
Diagramme de la généalogie
Entreprise connexe
Présentation de l'entreprise
| Fidelity Résumé de l'examen | |
| Fondé | 1969 |
| Pays/Région Enregistré | USA |
| Régulation | SFC |
| Produits & Services | Fonds communs de placement mondiaux, régimes de retraite MPF & ORSO, solutions d'investissement thématiques et multi-actifs |
| Compte de Démo | ❌ |
| Plateforme de Trading | Fidelity en ligne, Application mobile Fidelity |
| Dépôt Minimum | HK$1,000/mois (Plan d'investissement mensuel) |
| Support Client | Téléphone : (852) 2629 2629 |
| Email : hkenquiry@fil.com | |
Informations sur Fidelity
Fondée en 1969, Fidelity est une société financière réglementée par la SFC, offrant des solutions d'investissement internationales. Elle ne propose pas de FX ou de CFD, mais se concentre plutôt sur les fonds communs de placement, les régimes de retraite (MPF/ORSO) et les stratégies thématiques.

Avantages et Inconvénients
| Avantages | Inconvénients |
| Réglementé par la SFC | Pas de compte de démonstration ou islamique (sans swap) |
| Large sélection de fonds communs de placement et solutions de retraite | Frais relativement élevés |
| Structure de frais échelonnée bénéficiant aux investisseurs à solde élevé | |
| Temps d'opération prolongé | |
| Divers types de comptes |
Fidelity Est-il Légitime ?
Oui, Fidelity est réglementé. Il est autorisé par la Securities and Futures Commission (SFC) de Hong Kong avec une licence de négociation de contrats à terme. Le numéro de licence est AAG408.

Produits et Services
Fidelity propose des fonds communs de placement mondiaux, des régimes de retraite (MPF & ORSO) et des investissements thématiques pour répondre aux objectifs financiers des investisseurs. Ils offrent la création de revenus, l'investissement durable et des stratégies multi-actifs.
| Produits & Services | Caractéristique |
| Fonds Communs de Placement | Fonds mondiaux dans différentes devises et catégories d'actifs |
| Investissement Thématique | Investissements à long terme basés sur les tendances mondiales et les thèmes d'innovation |
| Solutions Multi-Actifs | Portefeuilles diversifiés combinant différents types d'actifs |
| Investissement Durable | Centré sur les stratégies d'investissement ESG et responsables |
| MPF (Fonds de Prévoyance Obligatoire) | Fonds de retraite adaptés à différents profils de risque et de revenu |
| ORSO (Ordonnance sur les Régimes de Retraite Professionnelle) | Plans d'investissement de retraite parrainés par l'employeur |
| Stratégies de Revenus | Options d'investissement mondiales axées sur les revenus |
| Investissements Axés sur l'Asie | Fonds ciblant les opportunités de croissance sur les marchés asiatiques |

Type de Compte
Fidelity propose quatre types de comptes en direct : Investisseurs personnels, membres MPF/ORSO, Intermédiaires et Investisseurs institutionnels. Il n'y a pas de comptes de démonstration ou islamiques (sans swap) disponibles.
| Type de compte | Convient à |
| Investisseurs personnels | Particuliers gérant leurs propres investissements |
| Comptes MPF / ORSO | Employés et employeurs sous les régimes de retraite de Hong Kong |
| Intermédiaires | Conseillers, gestionnaires de patrimoine, consultants financiers |
| Investisseurs institutionnels | Institutions telles que des caisses de retraite, des entreprises et des family offices |
Frais de Fidelity
Les frais de Fidelity suivent une structure à paliers : les montants d'investissement plus importants bénéficient de frais plus bas, tandis que les investissements plus petits sont soumis à des frais plus élevés. Dans l'ensemble, sa structure de coûts est modérée à élevée selon les normes de l'industrie.
| Méthode d'investissement | Type de frais | Solde de l'investissement (USD) | Fonds en espèces | Fonds obligataires | Fonds actions et autres |
| Investissement forfaitaire | Frais de vente | ≥ 1 000 000 | 0,00% | 0,30% | 0,60% |
| 500 000 – <1 000 000 | 0,45% | 0,90% | |||
| 250 000 – <500 000 | 0,60% | 1,20% | |||
| 100 000 – <250 000 | 0,75% | 1,50% | |||
| 50 000 – <100 000 | 1,05% | 2,10% | |||
| <50 000 | 1,50% | 3,00% | |||
| Frais de transfert | ≥ 1 000 000 | 0,10% | - | ||
| 500 000 – <1 000 000 | 0,15% | - | |||
| 250 000 – <500 000 | 0,20% | - | |||
| 100 000 – <250 000 | 0,25% | - | |||
| 50 000 – <100 000 | 0,35% | - | |||
| <50 000 | 0,50% | - | |||
| Plan d'investissement mensuel | Frais de vente | <HK$20 000/mois | 1,00% | - | - |
| ≥HK$20 000/mois | 0,00% | - | - |
Plateforme de trading
| Plateforme de trading | Pris en charge | Appareils disponibles | Convient à |
| Fidelity en ligne | ✔ | Web (PC, Mac) | Investisseurs à long terme gérant des portefeuilles en ligne |
| Application mobile Fidelity | ✔ | iOS, Android | Investisseurs ayant besoin d'un accès mobile à leur portefeuille |

Dépôt et retrait
Fidelity ne facture aucun frais supplémentaire pour les méthodes de dépôt ou de retrait standard. Cependant, des frais bancaires ou d'intermédiaire peuvent s'appliquer en fonction de la méthode utilisée. Le dépôt minimum est de HK$1,000 par fonds par mois pour les plans d'investissement mensuels ; aucun minimum spécifique n'est indiqué pour les investissements en capital.
| Méthode de paiement | Montant minimum | Frais | Délai de traitement |
| Virement télégraphique | / | Frais bancaires/intermédiaires | Dès réception des fonds compensés |
| Paiement de facture HSBC (Banque en ligne) | / | ❌ (sauf frais d'agent) | Immédiat |
| Traite bancaire / Mandat de caissier | / | Frais bancaires de l'agent | |
| Débit direct le même jour HSBC / Hang Seng | / | ❌ (des frais bancaires peuvent être facturés en cas de fonds insuffisants) | |
| Chèque personnel (compensé à HK) | HK$1,000,000 ou moins | ❌ | |
| Chèque personnel (non compensé à HK) | / | Des frais de collecte peuvent s'appliquer | Après compensation |

Mots Clés
- Plus de 20 ans
- Réglementation de Japon
- Réglementation de Hong Kong
- Licence de Forex au détail
- Trading des contrats à terme
- Auto-recherche
- Risque élevé potentiel
Questions et réponses sur le wiki
Considering recent reviews and your own evaluation, how would you assess the legitimacy of Fidelity?
Based on my thorough evaluation and recent observations, I consider Fidelity to be a legitimate financial institution with a strong regulatory standing. My confidence primarily comes from the clear regulatory oversight by the Securities and Futures Commission (SFC) in Hong Kong, where Fidelity holds a valid license for dealing in futures contracts. I find this particularly important because SFC is recognized for its stringent regulatory requirements, which directly enhances investor protection and operational transparency. Fidelity’s established presence—having been active for over two decades in both Japan and Hong Kong—also contributes to my trust. Over time, I’ve learned that longevity and continued regulatory compliance are strong indicators of a broker's legitimacy and commitment to fair practices. Furthermore, I appreciate Fidelity’s focus on diverse, long-term investment products like mutual funds, retirement schemes (MPF/ORSO), and multi-asset strategies, rather than more opaque instruments like FX or CFDs. This minimizes product complexity and reduces potential conflicts of interest. However, I have noted that there is no demo or Islamic (swap-free) account available, and the fee structure can be relatively high for smaller investment balances. While these factors do not compromise legitimacy, they do require careful consideration for prospective investors. Overall, in my experience and judgment, Fidelity demonstrates the hallmarks of a reputable, strictly regulated firm. I advise anyone interested to review its product scope and fee terms diligently before committing funds.
Can you outline the particular advantages Fidelity offers in terms of its trading instruments and the way its fees are structured?
From my own experience as a trader who values transparency and regulatory oversight, Fidelity stands out primarily for its credibility and specialization. Unlike many brokers focused on forex or CFDs, Fidelity’s main strengths lie in its broad selection of mutual funds, retirement schemes like MPF and ORSO, and thematic, multi-asset investment options. For me, this means I access a range of global opportunities across asset classes, with a particular emphasis on structured, long-term growth and risk diversification. The range of sustainable and Asia-focused funds, for example, provides strategic tools for investors keen on either regional growth or ESG values. The fee structure at Fidelity, while on the moderate to high side by industry standards, employs a tiered system that rewards higher balances with lower relative costs. In my view, this is significant because for larger, more committed investors, the decreasing marginal fees can make strategic allocation more efficient over time. However, for those starting with lower capital, it’s important to be aware that relative charges will be higher, which calls for careful weighing of investment size versus cost. There are no hidden deposit or withdrawal fees from Fidelity itself, though standard bank fees may apply—this clarity is something I have come to value as it helps with accurate planning and avoids unexpected costs. While the lack of demo or Islamic accounts limits accessibility for some groups, the trade-off is access to mature, regulated services ideal for investors looking for global portfolio solutions rather than speculative trading.
Is it possible to trade particular assets such as Gold (XAU/USD) and Crude Oil through Fidelity?
Drawing on my first-hand experience and after closely examining Fidelity’s current range of services, I can confirm that trading specific assets like Gold (XAU/USD) and Crude Oil directly through Fidelity is not an option. From what I’ve observed, Fidelity focuses its offerings on mutual funds, retirement investments such as MPF and ORSO, and thematic or multi-asset solutions. While these products may include some exposure to commodities within diversified portfolios, the platform does not allow for direct speculative trading in individual commodities, spot metals, or CFDs commonly associated with forex brokers. This distinction is crucial for traders who, like me, prefer hands-on approaches or real-time trading of instruments like XAU/USD or oil. Fidelity’s business model is set up for long-term wealth management and investment objectives, regulated by strong oversight such as the SFC in Hong Kong, which reassures me about their compliance and safety standards. However, for direct commodity trading—especially with a focus on short-term price movements or leverage—I would seek a specialized broker that offers such instruments as standalone tradable assets. It’s essential to be clear about your trading goals and risk tolerance when choosing a broker. For those interested in direct access to precious metals or energy commodities, Fidelity’s platform may not be suitable for this need. Instead, it serves investors looking for broader, more diversified, and regulated investment solutions rather than active commodity trading.
Can I trust Fidelity as a secure and reputable broker for my trading activities?
In my experience as a trader, evaluating a broker like Fidelity comes down to regulation, longevity, transparency, and the products offered. From what I’ve found, Fidelity is regulated by the Securities and Futures Commission (SFC) in Hong Kong, and has a license for dealing in futures contracts. It also has a presence in Japan with relevant local regulation, and its parent company has been operating globally since 1969. For me, this level of oversight and history is a positive indication of operational security, as regulatory bodies like the SFC enforce strict compliance measures on client protection and company conduct. However, as a trader, I have to note that Fidelity does not actually provide forex or CFDs; instead, their focus is on mutual funds, retirement schemes, and themed multi-asset investment solutions. For someone like me looking for active forex trading or speculative products, Fidelity isn’t an appropriate fit. Their fee structure is transparent but tends to be moderate to high unless you are investing large sums, which could impact returns for those with smaller portfolios. Based on its regulatory status and long-standing reputation, I consider Fidelity trustworthy in terms of security and legitimacy for long-term, investment-focused strategies. But if your interests are in active forex or short-term leveraged trading, Fidelity’s offerings are simply not suitable. For conservative investors prioritizing regulation and stability, Fidelity meets the high standards I would look for.
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