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In my personal experience evaluating SBI FXTRADE as a retail forex broker, I've found their deposit and withdrawal options are tailored primarily to the Japanese market and banking system. The main deposit methods provided are quick deposits, standard (normal) deposits to a dedicated customer account, and direct deposits to an SBI Shinsei Bank account. Quick deposits are straightforward to use, starting from as little as 1,000 yen with no associated fees, but some other deposit methods may incur transfer fees, especially if you’re not using accounts within the SBI banking group. Deposits also don’t always reflect immediately, particularly during times of high transaction volume or bank processing delays, and processing is limited to set times during the day. When it comes to withdrawal, the available methods mirror the deposit channels, focusing on local bank transfers. There’s no mention in the official broker information of support for credit card deposits, PayPal, Skrill, or cryptocurrencies. This is quite typical for strictly regulated Japanese forex brokers. It’s worth noting that, while the lack of international e-wallets or cryptocurrency options might be limiting for some, the adherence to traditional banking provides an additional layer of oversight and security, which I always prioritize in my own trading. For me, the conservative approach to payments under strong regulatory supervision helps manage counterparty risk, especially for substantial capital. However, those who need fast or international payments might find the options somewhat restrictive. As with all brokers, I recommend fully understanding the fee structure and processing times before initiating any transactions.