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In my experience as a forex and multi-asset trader, Bell Potter’s account structure is quite specialized compared to typical retail forex brokers. The Personal Investment Account is best suited for individual investors like myself who are mainly focused on trading Australian and international shares, ETFs, and require integration with superannuation planning. This account offers straightforward access and portfolio management, which is practical if you prioritize simplicity and regulated services. For those managing or representing a business, the Corporate Account appeals to organizations needing access to IPOs, equity financing, or merger and acquisition advice. This is significantly different from a standard retail account—applications are customized and the service is more relationship-driven. In my view, unless you are part of a corporate entity, you wouldn’t find much use in this structure. The Institutional Account is tailored exclusively for fund managers and asset management firms, granting them trading execution and enhanced research collaboration. It’s not accessible unless you’re part of an institution, but it signals that Bell Potter has the operational infrastructure to support professional-level trading and research—something I regard as a sign of credibility. Lastly, Intermediary Services Accounts are clearly intended for financial planners who trade on behalf of their clients and receive additional support such as research and seminars. For individual retail traders, this option won’t be relevant, but it does expand the broker’s client profile. What stands out to me is that each account type is linked tightly to the specific regulatory and operational standards befitting the client type. This helps ensure that clients work within clear, appropriate parameters that are overseen by regulatory authorities, which I consider crucial for long-term security and ethical practice. However, the need for customized applications for anything other than individual investing can introduce complexity and delay, so I suggest carefully reviewing which segment you fit before committing, as an ill-fitting account may hinder your trading objectives.