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From my own experience trading with DEGIRO, the major benefit I’ve noticed centers on the variety of available trading instruments. DEGIRO is notably broad in its offerings—you can access stocks, ETFs, bonds, futures, options, structured products, and crypto trackers, covering both European and global markets. This level of product access has allowed me to diversify my investment approach, and for many traders, having so many avenues under one roof is quite practical for portfolio management. Regarding fees, DEGIRO’s approach is competitive, especially for US shares and selected ETFs, for which there are no commissions (though you do pay a small external handling cost of €0.50 per trade). For me, this helped minimize trading costs compared to other brokers I’ve used, especially with frequent ETF or US stock trades. There are some additional charges—such as a 0.25% currency conversion fee, and possible external connectivity costs—but I appreciated that DEGIRO does not charge account inactivity fees, deposit or withdrawal fees, or custody fees, providing cost clarity. However, I remain cautious due to the broker’s current lack of clear regulatory licensing noted on multiple platforms, which for me is a significant risk consideration. While cost and instrument diversity are strong, I always remind myself that safety of funds is paramount. For traders prioritizing low costs and diversified instruments, DEGIRO is practical, but it’s wise to weigh these benefits against regulatory transparency.