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Banyo charges commission fees based on the type of transaction. For electronic system transactions, the commission is up to 0.01% of the NAV, with a minimum of 50 RMB. Phone-based transactions are more expensive, with a commission of 0.15% or a minimum of 150 RMB. These fees are relatively low for electronic transactions but can add up for those using phone-based services. As highlighted in Banyo reviews, traders should consider these commissions when planning to engage in frequent trades on the Banyo platform.