Everyone, stay away from this broker; it's a thief. In March 2025, I traded XAU/USD on EBC, with a 0.3-lot position, an account balance of RM68,000, and a net worth of RM52,000. The platform's advertised margin requirement was 1%. Based on the gold price of $2,050 per ounce at the time, the required margin was 2,050 x 100 x 0.3 x 1% x 4.5 (USD/MYR exchange rate) = RM276.75, a risk ratio far exceeding 100%. However, at 2:00 AM on March 10th, my account was suddenly liquidated. The calculation details showed that the platform calculated the margin requirement at 3% and fixed the exchange rate at 4.0 (actually 4.5), resulting in an inflated margin requirement of 28%. This forced liquidation resulted in a loss of $3,800 (approximately RM21,300). EBC accounts opened for Malaysian customers are calculated based on a 3% margin by default, which is seriously inconsistent with the 1% advertised on the official website.