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From my experience as a trader, transparency and direct access to detailed fee schedules—especially for swap fees or overnight financing charges—are crucial when evaluating any broker. In CommBank’s case, they primarily operate as a major Australian bank rather than a specialized forex brokerage. Their suite centers on Australian equities, ETFs, savings, and superannuation through platforms like CommSec, rather than direct leveraged forex trading as one might see with international brokers offering MT4/5 platforms. This means I couldn’t find dedicated public information about swap rates or overnight financing typical of margin forex accounts. Instead, CommBank’s disclosed fee structure focuses on trading commissions, conversion fees, and standard banking charges. For traders specifically concerned with forex swap rates, this lack of visibility is a significant limitation. In contrast, most forex-dedicated brokers are transparent about overnight rates, updating them daily and making comparison straightforward. The reason behind this difference is that regulatory-compliant banks like CommBank aim to serve the broader retail and business banking market, emphasizing financial safety, deposit protection, and clear regulatory oversight by authorities like ASIC. While this adds credibility and security, it does not cater to the needs of high-frequency or margin forex traders requiring tight, transparent overnight rates. For me, this means CommBank likely isn’t suited for strategies heavily dependent on swap optimization, so I would look elsewhere if swap costs were a primary decision factor.