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In my own experience with major Canadian brokers like RBC Direct Investing, completing an initial withdrawal generally requires going through a robust identity verification process, as they are under strict regulatory oversight. Although specific document requirements can occasionally vary depending on the account type or changes to compliance protocols, I typically expect to provide government-issued photo identification, such as a passport or driver’s license, along with proof of address. This proof could be a recent utility bill or a bank statement displaying your name and residential address. The rationale for these requirements is rooted in Canadian regulatory standards—brokers like RBC Direct Investing must comply with anti-money laundering and anti-fraud laws, making the “know your client” (KYC) process mandatory. From my perspective, while this may feel stringent, I recognize it is fundamentally in place to protect both the client and the institution and to ensure that unauthorized withdrawals can’t occur. Additionally, for linked bank account withdrawals, the name on the receiving bank account must exactly match the name on the RBC Direct Investing account. If there’s any mismatch or if you’re making a withdrawal to a new bank account, you might be asked for a void cheque or bank confirmation document. My advice is to double-check your account details and be prepared with updated identification to minimize processing delays. As always, I proceed methodically and verify communication is through RBC’s official channels to avoid security risks.