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BTG Pactual is certainly a well-established financial institution, founded in 1983 and headquartered in Brazil. It has an extensive range of services, including wealth management, investment banking, and a suite of products that cater to high-net-worth individuals. Its history and reputation as a leading financial services provider in Brazil lend it significant legitimacy. However, the platform is not regulated as a retail brokerage, which leaves a gap in investor protection, especially when compared to brokers that are licensed by global authorities like the FCA or ASIC. From my perspective, BTG Pactual is legit in terms of being a reputable financial institution, but its legitimacy as a retail broker is questionable due to the lack of regulation. If you're an investor looking for long-term wealth management or fund investments, BTG Pactual might be a solid choice. But if you’re a retail trader looking for brokerage services with enhanced regulatory protection, BTG Pactual may not be the best option for you.