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4T offers two types of accounts: Pro and Standard. The Pro account has a minimum deposit of $50,000, low spreads, and higher leverage, which would be ideal for an experienced trader. The Standard account, on the other hand, requires only $100 to get started, but the spreads are higher at 1 pip. I’d choose based on my budget and trading style, but the Standard account seems like a good fit for me as a beginner.