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ANZ has several advantages, especially for customers looking for reliable banking and financial services. One major benefit is its regulatory compliance under ASIC, which ensures a high level of security and transparency. Additionally, ANZ offers competitive savings accounts with high-interest rates, such as ANZ Plus, which offers up to 4.75% p.a. for goal-based savers. There are no monthly maintenance fees on most accounts, such as ANZ Online Saver, making it an appealing choice for customers who want to save without paying extra fees. ANZ’s ANZ Plus App and ANZ App are highly rated for their user-friendly interface, allowing customers to manage their accounts, track their spending, and set savings goals seamlessly. From my perspective, the low-cost structure and high-interest rates are great incentives for personal savers. The anz login experience is easy to use, and the bank's robust mobile apps make it highly convenient for everyday banking. However, for traders looking to engage in active market speculation, the lack of an ANZ trading account or support for MT4/MT5 may limit its appeal.