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From my perspective as a seasoned forex trader, I find IFIC Bank’s fee structure challenging to evaluate with confidence due to a significant lack of transparency regarding trading commissions and spreads. While IFIC Bank does present a broad suite of deposit and savings products with clearly stated interest rates—such as fixed deposits offering up to 10.5% per annum and various savings schemes—it falls short of the granular disclosure I require when analyzing forex brokers’ actual transactional costs. The available information highlights interest rates associated with their banking and investment products, but provides no concrete details about trading spreads, forex commissions, or other transactional fees normally associated with active currency trading. This level of opacity is personally concerning, especially considering IFIC Bank currently operates without recognized regulatory oversight. Without clear, published information on spreads or commissions, I am left unable to compare their fee structure against established industry benchmarks or verify whether hidden or exorbitant charges could exist. In my experience, transparent disclosure of all trading costs—including bid/ask spreads, commission per lot, and any withdrawal or inactivity fees—is critical for prudent risk management and planning. Because of these missing details, along with IFIC Bank’s unregulated status, I cannot recommend or rely on them for any forex trading purposes without a much fuller breakdown of actual trading-related charges. Caution, in my view, is not only warranted but essential in this situation.