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As an experienced trader, one thing I always scrutinize with any broker is their swap fees, as these can have a significant impact on the profitability of holding positions overnight—especially in forex. With uSMART Group, I encountered a notable limitation: their publicly available materials and fee disclosures focus on commissions, platform fees, and minimums for stocks and derivatives, but they do not provide detailed or transparent information on swap fees or overnight financing charges for forex trades. For me, this lack of transparency makes it challenging to directly compare uSMART Group’s swap fees to those of more established, forex-centric brokers. With many leading brokers, I can access a comprehensive swap rate schedule, making it easy to factor ongoing costs into my strategies. For context, brokers with robust MT4 or MT5 support often have real-time swap calculators, whereas uSMART only offers its proprietary app and does not support MT4/5. This may signal less focus on forex and related cost structures. Given that uSMART is regulated by MAS and keeps client funds segregated, I can be reasonably confident in their operational soundness. However, because swap fee structures are not prominently disclosed and forex is just one of several asset types offered, I cannot confirm whether their ongoing costs are competitive, higher, or more favorable than industry averages. Until I have clear, published swap rates, I would approach holding leveraged forex positions overnight on this platform with caution and recommend that other traders do the same. For my own trading, a broker’s transparency about all fees—including overnight charges—is non-negotiable.