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In my experience using Topstep, it’s important for any trader—especially with proprietary trading firms—to pay close attention to how withdrawals are handled. As per the most up-to-date information, Topstep provides various options for receiving withdrawals, but none support immediate payout. The fastest option mentioned is Wise, which generally processes within one to three business days, subject to a $20 fee and a minimum withdrawal of $125. Other methods such as ACH or international wire transfers require even longer—often up to five or ten business days. For someone like me who values timely access to trading profits, this slower withdrawal process is a significant point to consider. When a platform doesn’t offer instant or near-instant withdrawals (such as via cards or certain e-wallets on other platforms), I always approach with extra caution, especially since Topstep isn’t regulated by any major authority. In short, from what I’ve observed and based on the available options, there is no immediate withdrawal method offered by Topstep at this time. Any trader considering them should weigh both the waiting period and associated fees before funding an account or relying on rapid fund access.