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In my experience as a trader, evaluating IFIC Bank for asset trading involves a careful look at what’s actually on offer. From what I’ve learned about IFIC Bank, their primary focus is on various savings accounts, deposit schemes, and banking products such as fixed deposits, pension schemes, and income-generating plans. These are banking-oriented products, not trading instruments. When I consider whether I could trade instruments like Gold (XAU/USD) or Crude Oil through IFIC Bank, I find no indication that they provide access to such global assets. Typically, trading Gold and Oil contracts would require a broker offering CFDs, spot trading, or futures contracts—usually via specialized trading platforms. IFIC Bank seems to operate mainly through its own digital banking app, which is built for account management and deposit activities, not for speculative trading in commodities or forex pairs. Another factor I take seriously is regulation and risk management, especially for YMYL (Your Money or Your Life) financial products. Here, IFIC Bank is unregulated, and carries a high-risk warning from independent evaluators. This reinforces my caution—if I were considering trading highly volatile assets like Gold or Crude Oil, I would prioritize fully regulated brokers with a clear offering of those specific markets. In summary, based on my analysis, IFIC Bank does not support trading in Gold (XAU/USD), Crude Oil, or similar asset classes. Their services are geared towards traditional banking and savings products. Anyone seeking exposure to commodity trading should look at brokers that are not only regulated but also clearly present these products as part of their core offerings.