CBN Data: Private Sector Credit Expands to N75.8 Trillion in December

Data released by the Central Bank of Nigeria (CBN) indicates a resurgence in domestic lending, with private sector credit climbing to N75.8 trillion in December 2025. This figure represents a modest increase from the N74.63 trillion recorded in November, highlighting a late-year recovery in credit allocation strategies within the West African economy.

Lending Rebound

The uptick suggests that Nigerian financial institutions loosened credit conditions slightly as the year concluded. For macro analysts tracking the Naira (NGN), an expansion in private sector credit serves as a critical gauge of economic activity and liquidity depth. While increased lending can fuel business expansion, rapid credit growth is often monitored closely by the CBN for inflationary implications in the region's monetary transmission mechanism.

Data Snapshot

• December Credit Level: N75.8 trillion
• November Credit Level: N74.63 trillion
• Reporting Institution: CBN
• Currency Focus: NGN