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Drawing from my own experience as a trader, when I examined the account types at LUKFOOK JEWELLERY, I immediately noticed that their offerings are not oriented toward trading or investment activities at all. Instead, the so-called "account types" are organized as a retail membership program tied to jewelry and gift purchases, rather than trading accounts with differentiated features like leverage, spreads, or asset access. The tiers—Silver, White Diamond, Fancy Diamond, and Gold Diamond Member—seem structured around customer loyalty, with upgrades based on points accrued from purchases, and each level providing enhanced status or potential benefits as a consumer, not as an investor. For me, what this means is that, from a trading and risk management perspective, none of these account types function in the way a trader might expect. There are no margin requirements, trading platforms, or investor protections typical of legitimate trading accounts. All tiers require higher and higher point accumulation (that is, spending), and might offer longer membership validity and presumably better consumer rewards, but these are tied exclusively to retail jewelry activity. Given this, I would emphasize that, while LUKFOOK JEWELLERY is a regulated and legitimate business in the jewelry sector, these "accounts" are not suitable for any trading or investment activity. If someone is coming from a forex or financial background, as I am, it's important to set expectations accordingly and not conflate these membership tiers with actual trading account features or investor protections.