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Despite its strong reputation and range of financial products, ANZ has notable limitations for retail traders. One of the biggest drawbacks is that it does not offer ANZ trading accounts or support platforms like MT4 or MT5 for forex or market-based trading. This means that individuals looking to trade in the forex or equity markets will not be able to use ANZ for those purposes. Additionally, ANZ does not offer demo accounts for practicing trading strategies, which can be a significant drawback for new traders or those looking to test different financial instruments. Another downside is that ANZ does not offer Islamic (swap-free) accounts, which can be a limitation for those who require this feature for religious reasons. From my perspective, ANZ excels in traditional banking and savings products but is not suitable for active traders. If you are looking for a robust anz broker platform or anz trading account for market speculation, you’ll need to explore alternative brokers that offer these services.