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While Toho Securities offers solid regulatory protection and a wide range of trading products, there are some downsides. One major concern is the trading fees, which can be quite significant, especially for smaller trades. For example, the commission on domestic stock trades is tiered based on the contract amount, which means traders with smaller volumes could face relatively high costs in comparison to brokers with lower or fixed fee structures. Additionally, although Toho offers a variety of products, it could be limiting for those who wish to trade more exotic assets or cryptocurrencies. In my opinion, the relatively high fees for smaller trades could deter more casual or budget-conscious traders from using Toho Securities. It might be better suited for those with larger trade volumes or corporate clients.