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Unfortunately, Bank of Scotland does not offer a demo account, which is a notable downside for me as someone who likes to test out platforms before committing real funds. A demo account would allow me to practice without the financial risk, especially for those new to investing or banking platforms. The absence of this feature makes it harder for me to explore Bank of Scotland’s products, particularly investment products, without making a financial commitment upfront. Given that they focus on personal and business banking, offering a demo account for financial products like investments or savings could have been an excellent addition. I recommend that Bank of Scotland consider providing this feature in the future to allow potential customers to better understand their services.