xDirect

From what I’ve checked, xDirect says it’s regulated by the Vanuatu Financial Services Commission (VFSC) with license number 14652. However, the status is listed as Unverified, which means I can’t confirm if the license is active or genuinely valid. Without a confirmed regulatory status, I’d be cautious because unverified regulation doesn’t provide the same level of investor protection as a fully verified license.

Yes, and they’re important. The biggest for me is the unverified VFSC regulation — I can’t fully trust the legal protection in case something goes wrong. The educational resources are also outdated (some not updated since 2019), and the website leaves out a lot of critical details, like deposit/withdrawal methods and exact account conditions.

They mention withdrawals might take 1–5 business days depending on the method, but there’s no detailed breakdown. I’d personally test with a small withdrawal first before committing bigger funds.

The site says up to 1:400, but in practice, leverage depends on account balance. For smaller balances, it’s 1:200; as my balance grows, the leverage limit drops — all the way down to 1:5 for very large accounts.