Calificación
Hong Kong
|
Más de 20 años
| https://www.fidelity.com.hk/en/
Sitio web
Índice de calificación
influencia
B
índice de influencia NO.1
Hong Kong 6.82
Núcleo único
1G
40G
1M*ADSL
Hong Kong
Academia de WikiFX Hong Kong
fidelity.jp fidelity.com.hk
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| Fidelity Resumen de la revisión | |
| Establecido | 1969 |
| País/Región Registrada | EE. UU. |
| Regulación | SFC |
| Productos y Servicios | Fondos mutuos globales, planes de jubilación MPF y ORSO, soluciones de inversión temáticas y multiactivos |
| Cuenta Demo | ❌ |
| Plataforma de Trading | Fidelity en línea, Fidelity Aplicación Móvil |
| Depósito Mínimo | HK$1,000/mes (Plan de Inversión Mensual) |
| Soporte al Cliente | Teléfono: (852) 2629 2629 |
| Correo Electrónico: hkenquiry@fil.com | |
Establecida en 1969, Fidelity es una empresa financiera regulada por la SFC que ofrece soluciones de inversión internacionales. No proporciona FX o CFDs, sino que se centra en fondos mutuos, planes de jubilación (MPF/ORSO) y estrategias temáticas.
| Pros | Contras |
| Regulado por la SFC | Sin cuenta demo o cuenta islámica (libre de swaps) |
| Amplia selección de fondos mutuos y soluciones de jubilación | Comisiones relativamente altas |
| Estructura de comisiones escalonadas beneficia a inversores con saldos altos | |
| Largo tiempo de operación | |
| Varios tipos de cuentas |
Sí, Fidelity está regulado. Está autorizado por la Comisión de Valores y Futuros (SFC) de Hong Kong con una licencia de Operaciones en contratos de futuros. El número de licencia es AAG408.
Fidelity ofrece fondos mutuos globales, planes de jubilación (MPF & ORSO) e inversiones temáticas para cumplir con los objetivos financieros de los inversores. Ofrecen creación de ingresos, inversión sostenible y estrategias multiactivos.
| Productos & Servicios | Característica |
| Fondos Mutuos | Fondos globales en diversas monedas y clases de activos |
| Inversión Temática | Inversiones a largo plazo basadas en tendencias globales y temas de innovación |
| Soluciones Multiactivos | Portafolios diversificados que combinan diferentes tipos de activos |
| Inversión Sostenible | Enfocada en estrategias de inversión ESG y responsables |
| MPF (Fondo de Previsión Obligatorio) | Fondos de jubilación adaptados a diferentes perfiles de riesgo e ingresos |
| ORSO (Ordenanza de Esquemas de Jubilación Ocupacional) | Planes de inversión de jubilación patrocinados por el empleador |
| Estrategias de Ingresos | Opciones de inversión globales centradas en ingresos |
| Inversiones en Asia | Fondos que apuntan a oportunidades de crecimiento en los mercados asiáticos |
Fidelity ofrece cuatro tipos de cuentas en vivo: Inversores Personales, miembros de MPF/ORSO, Intermediarios e Inversores Institucionales. No hay cuentas demo ni cuentas islámicas (sin swap) disponibles.
| Tipo de Cuenta | Adecuado para |
| Inversores Personales | Individuos que gestionan sus propias inversiones |
| Cuentas MPF / ORSO | Empleados y empleadores bajo esquemas de jubilación de Hong Kong |
| Intermediarios | Asesores, gestores de patrimonio, consultores financieros |
| Inversores Institucionales | Instituciones como fondos de pensiones, corporativos y family offices |
Las tarifas de Fidelity siguen una estructura escalonada: las cantidades de inversión más grandes disfrutan de cargos más bajos, mientras que las inversiones más pequeñas enfrentan tarifas más altas. En general, su estructura de costos es moderada a alta según los estándares de la industria.
| Método de Inversión | Tipo de Tarifa | Saldo de Inversión (USD) | Fondos en Efectivo | Fondos de Bonos | Fondos de Acciones y Otros |
| Inversión de una sola vez | Cobro de Venta | ≥ 1,000,000 | 0.00% | 0.30% | 0.60% |
| 500,000 – <1,000,000 | 0.45% | 0.90% | |||
| 250,000 – <500,000 | 0.60% | 1.20% | |||
| 100,000 – <250,000 | 0.75% | 1.50% | |||
| 50,000 – <100,000 | 1.05% | 2.10% | |||
| <50,000 | 1.50% | 3.00% | |||
| Tarifa de Cambio | ≥ 1,000,000 | 0.10% | - | ||
| 500,000 – <1,000,000 | 0.15% | - | |||
| 250,000 – <500,000 | 0.20% | - | |||
| 100,000 – <250,000 | 0.25% | - | |||
| 50,000 – <100,000 | 0.35% | - | |||
| <50,000 | 0.50% | - | |||
| Plan de Inversión Mensual | Cobro de Venta | <HK$20,000/mes | 1.00% | - | - |
| ≥HK$20,000/mes | 0.00% | - | - |
| Plataforma de Trading | Compatible | Dispositivos Disponibles | Adecuado para |
| Fidelity Online | ✔ | Web (PC, Mac) | Inversores a largo plazo que gestionan carteras en línea |
| Fidelity Mobile App | ✔ | iOS, Android | Inversores que necesitan acceso a la cartera sobre la marcha |
Fidelity no cobra tarifas adicionales por métodos estándar de depósito o retiro. Sin embargo, pueden aplicarse cargos bancarios o de intermediarios según el método utilizado. El depósito mínimo es de HK$1,000 por fondo por mes para los Planes de Inversión Mensual; no se especifica un mínimo específico para inversiones únicas.
| Método de Pago | Cantidad Mínima | Tarifas | Tiempo de Procesamiento |
| Transferencia Telegráfica | / | Cargos bancarios/intermediarios | Al recibir los fondos compensados |
| Pago de Facturas HSBC (Banca por Internet) | / | ❌ (excepto tarifas de agente) | Inmediato |
| Giro Bancario / Giro de Caja | / | Cargos bancarios de agente | |
| Débito Directo el Mismo Día de HSBC / Hang Seng | / | ❌ (fondos insuficientes pueden incurrir en cargos bancarios) | |
| Cheque Personal (HK compensado) | HK$1,000,000 o menos | ❌ | |
| Cheque Personal (no compensado en HK) | / | Pueden aplicarse cargos de cobro | Después de la compensación |
Based on my thorough evaluation and recent observations, I consider Fidelity to be a legitimate financial institution with a strong regulatory standing. My confidence primarily comes from the clear regulatory oversight by the Securities and Futures Commission (SFC) in Hong Kong, where Fidelity holds a valid license for dealing in futures contracts. I find this particularly important because SFC is recognized for its stringent regulatory requirements, which directly enhances investor protection and operational transparency. Fidelity’s established presence—having been active for over two decades in both Japan and Hong Kong—also contributes to my trust. Over time, I’ve learned that longevity and continued regulatory compliance are strong indicators of a broker's legitimacy and commitment to fair practices. Furthermore, I appreciate Fidelity’s focus on diverse, long-term investment products like mutual funds, retirement schemes (MPF/ORSO), and multi-asset strategies, rather than more opaque instruments like FX or CFDs. This minimizes product complexity and reduces potential conflicts of interest. However, I have noted that there is no demo or Islamic (swap-free) account available, and the fee structure can be relatively high for smaller investment balances. While these factors do not compromise legitimacy, they do require careful consideration for prospective investors. Overall, in my experience and judgment, Fidelity demonstrates the hallmarks of a reputable, strictly regulated firm. I advise anyone interested to review its product scope and fee terms diligently before committing funds.
From my own experience as a trader who values transparency and regulatory oversight, Fidelity stands out primarily for its credibility and specialization. Unlike many brokers focused on forex or CFDs, Fidelity’s main strengths lie in its broad selection of mutual funds, retirement schemes like MPF and ORSO, and thematic, multi-asset investment options. For me, this means I access a range of global opportunities across asset classes, with a particular emphasis on structured, long-term growth and risk diversification. The range of sustainable and Asia-focused funds, for example, provides strategic tools for investors keen on either regional growth or ESG values. The fee structure at Fidelity, while on the moderate to high side by industry standards, employs a tiered system that rewards higher balances with lower relative costs. In my view, this is significant because for larger, more committed investors, the decreasing marginal fees can make strategic allocation more efficient over time. However, for those starting with lower capital, it’s important to be aware that relative charges will be higher, which calls for careful weighing of investment size versus cost. There are no hidden deposit or withdrawal fees from Fidelity itself, though standard bank fees may apply—this clarity is something I have come to value as it helps with accurate planning and avoids unexpected costs. While the lack of demo or Islamic accounts limits accessibility for some groups, the trade-off is access to mature, regulated services ideal for investors looking for global portfolio solutions rather than speculative trading.
Drawing on my first-hand experience and after closely examining Fidelity’s current range of services, I can confirm that trading specific assets like Gold (XAU/USD) and Crude Oil directly through Fidelity is not an option. From what I’ve observed, Fidelity focuses its offerings on mutual funds, retirement investments such as MPF and ORSO, and thematic or multi-asset solutions. While these products may include some exposure to commodities within diversified portfolios, the platform does not allow for direct speculative trading in individual commodities, spot metals, or CFDs commonly associated with forex brokers. This distinction is crucial for traders who, like me, prefer hands-on approaches or real-time trading of instruments like XAU/USD or oil. Fidelity’s business model is set up for long-term wealth management and investment objectives, regulated by strong oversight such as the SFC in Hong Kong, which reassures me about their compliance and safety standards. However, for direct commodity trading—especially with a focus on short-term price movements or leverage—I would seek a specialized broker that offers such instruments as standalone tradable assets. It’s essential to be clear about your trading goals and risk tolerance when choosing a broker. For those interested in direct access to precious metals or energy commodities, Fidelity’s platform may not be suitable for this need. Instead, it serves investors looking for broader, more diversified, and regulated investment solutions rather than active commodity trading.
In my experience as a trader, evaluating a broker like Fidelity comes down to regulation, longevity, transparency, and the products offered. From what I’ve found, Fidelity is regulated by the Securities and Futures Commission (SFC) in Hong Kong, and has a license for dealing in futures contracts. It also has a presence in Japan with relevant local regulation, and its parent company has been operating globally since 1969. For me, this level of oversight and history is a positive indication of operational security, as regulatory bodies like the SFC enforce strict compliance measures on client protection and company conduct. However, as a trader, I have to note that Fidelity does not actually provide forex or CFDs; instead, their focus is on mutual funds, retirement schemes, and themed multi-asset investment solutions. For someone like me looking for active forex trading or speculative products, Fidelity isn’t an appropriate fit. Their fee structure is transparent but tends to be moderate to high unless you are investing large sums, which could impact returns for those with smaller portfolios. Based on its regulatory status and long-standing reputation, I consider Fidelity trustworthy in terms of security and legitimacy for long-term, investment-focused strategies. But if your interests are in active forex or short-term leveraged trading, Fidelity’s offerings are simply not suitable. For conservative investors prioritizing regulation and stability, Fidelity meets the high standards I would look for.
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